POOL SELECTION AND POOL MANAGEMENT APPROACH IN CASH FUNDING IN PARTICIPATION BANKS

The basic principle is to evaluate the savings collected by participation banks, both in pools of accounts and fund allocation phase, order increase profit be distributed these pools, line with principles finance. Especially determination pool from which used will selected; there a common opinion that should prioritized firstly occupancy rate, then criteria determined. However, practice, it seen this view can deviated time time, different preferred instead even though rate suitable. In study, was stated implementation regarding prioritization selections standardization all banks ensured arrangements made, without allowing use initiative. For purpose, actual financial data formed current situation were analyzed, pool-based inferences made suggestions accordance purpose study.